“Why are doctors that don’t take insurance so much in demand?” Well lets look at some reasons. The bottom line is if you have insurance it doesn’t matter how much they bill you. In today’s economy with unemployment at near record highs and many people losing their jobs are trying to make ends meet and save money by going to the doctor’s office to get checkups and other health related issues.
Insurance is important because most people think that if you don’t have insurance then you can’t get treatment. Does your insurance cover the lab, x-rays, hospital room charges and so on? If not I would find another doctor. That is only personal opinion though as many doctors don’t take insurance. You see insurance is a huge factor in most of our lives but when it comes to our healthcare doctors don’t take insurance so why should you go to one that doesn’t.
Doctors that don’t take insurance may not accept your insurance when you visit them. In fact this is not always the case. Just because there isn’t a large print or disclosure statement on your billing does not mean that you don’t have coverage. Many doctors will accept your coverage even without the form from your insurance company. They will simply bill you for the actual services received not the covered items.
This is a huge mistake that so many doctors make. They don’t take into account the hidden costs. These costs can really add up if you visit multiple doctors over a year or so. Many doctors have staff that are paid on a performance basis. Your insurance may not cover the entire staff so you could be paying out of pocket for a staff that isn’t doing their job.
The other problem doctors have is that they won’t tell you what they are going to do for you. When you see a doctor, it is expected that they will tell you what your options are for treatment. If you don’t want to use them then that is your choice. However, if you are willing to accept whatever they are going to do why would you want to see a doctor who won’t tell you what they are going to do for you.
The last thing you want to consider is that in many cases doctors are licensed to treat a certain type of disease. If they are not licensed to do so then you are simply putting your health at risk by allowing them to practice. If they are licensed to do so and you are getting treatment from them based on their instructions then you have nothing to worry about.
So what can you do? You should first look for doctors that accept your coverage. Then look for doctors that are willing to work with you. Finally make sure you choose doctors that you like and that you feel comfortable with.
Remember that taking insurance from your doctor does not mean that you have to be afraid of your doctor. It simply means that you have options. If you don’t want to be touched with a malpractice lawyer’s hands then you need to make sure you see doctors that don’t take insurance. If you like the results that you get and you trust your doctor then you can accept whatever plan they put together for you. Just make sure you do your research and make sure you know what you are doing!
One of the best ways to do your research is to make sure that you go to as many doctors that you can. This will give you a wide variety of doctors to choose from and you will have a better chance of finding a good one. In fact, some hospitals will actually encourage you to go to more than one doctor. This is because you are more likely to find a good doctor this way.
Also, make sure that you check with your insurance company to see if they have a list of doctors that accept your coverage. You will want to see a doctor that accepts your insurance because if they don’t they could write you a policy that only covers the doctor you saw them at or the hospital where you went. This would be useless! So don’t take it lightly. This list is usually found in the Yellow Pages, so you will want to search it out and see what kind of doctors are listed.
The bottom line is that doctors that accept your insurance are easier to find. They have less competition and so they will often be more willing to accept your insurance. There are also a lot of different kinds of doctors out there, so make sure that you see at least one of them. This way you will get to see what they are all about and decide if it’s something that you want to do.