Carrying one’s laptop everywhere is not only expensive but risky too. Data loss, theft and damage are some of the things that can happen to your valuable laptop. One should protect his or her laptop with an insurance policy. Here is a list of the 15 best laptop insurance policies you can get for yourself:
Best Laptop Insurance Policies
Here some best insurance policies:
1. Dell – Total Protection Plan for Laptop
This is a special offer from the world’s largest PC manufacture. Dell had been providing quality laptops and servicing them after sale, but they have come up with a new plan called ‘Total Protection Plan’ that covers your laptop against theft, damage, accidental spillage of liquids or dropping laptop from heights among others things. It also provides for data recovery services in case something goes wrong with the hard drive of your laptop. These types of laptop insurance policies offers you to get your money back if you don’t get satisfactory service at their Service Centres.
2. Apple Care Protection Plan for New Laptops
Apple Care is one of the most trusted brands in personal computers all over the world. The Apple Care Protection Plan is not only applicable to new laptops but also covers your old Apple Laptops. It offers you repair or replacement service against accidents for a period of three years from the date of purchase. These types of laptop insurance policies provides complete software support, warranty extension and various discounts among other things.
3. AppleCare+ for iPad and iPhone
This plan by Apple covers all the major devices in their product line including iPods, iPads and iPhones. There is an additional charge if you want to get this plan extended to cover more accessories like accessories, chargers etc. The accidental damage coverage includes water damage which is a very common thing that can happen to these gadgets when exposed to moisture or rainwater while playing etc., These types laptop insurance policies also provides coverage against cracked screens.
4. Acer Aspire Protection Plan (APP)
This is Acer’s answer to Dell’s Total Protection Plan for laptop. It provides 2 years or 1 year of extended warranty for your laptops, netbooks and desktops when you purchase them from reputable stores like BestBuy, etc., in the US. It also offers two accidental damage protection plan for one year after the first free coverage provided by signing up APP. In case your laptops gets stolen within a period of 3 months from the date of registration of this plan, they will reimburse the insurance amount paid by you to get it back. These types of laptop insurance policies does not include data recovery services as these can be very expensive sometimes.
5. Geeks on Demand – Geek Squad Protection
These types of laptop insurance policies gives accidental damage and hardware failure protection plan for your laptop. The unique feature of this plan is that the technician comes to you when you call, instead of going to them! It has a base warranty period of one year and provides three years’ worth of extended warranty at the time of purchase. You can also get it for up to five years in case you want to cover two or more devices like your Laptop and desktop etc., in addition to this, these types of laptop insurance policies offer their services round the clock even on weekends and holidays.
6. Lenovo Accidental Damage Protection (ADP) for ThinkPad laptops
Lenovo’s ADP is very much similar to Dell’s Total Protection Plan except that where ADP offers 2 years warranty, Dell’s plan offers 3 years warranty. It covers all the accidents that are likely to happen with your ThinkPad laptop including printer, projector or USB devices.
7. Fujitsu Protection Plus
This is another accidental damage protection plan for laptops manufactured by Japanese brand Fujitsu Siemens Computers/Fujitsu Ltd. With this plan, you get coverage against any kind of accident in the first three months after purchase of your laptop. There is a base warranty period of 1 year which can be extended up to 3 years depending upon various factors like when you buy this coverage etc., these types of laptop insurance policies also offers one month worth money back guarantee when you buy this plan online from their website and do not need service within this time frame.
8. Toshiba Laptop Protection (LLP)
This is another accidental damage protection plan for Toshiba laptops. It is one of the top laptop insurance policies. It offers coverage for 3 years or 1 year after the purchase date of your laptop, depending upon which policy you choose to avail the service plan. The accident coverage includes damaged LCD screens, broken hard disks and CD/DVD drives etc., but does not include loss or theft of data under any circumstances. The best thing about this plan is that it allows you to bring your laptop anywhere in the world without any problems.
9. HP Accidental Damage Protection (ADP) for Elite Books + HDX tablets
HP ADP offers a base warranty period of one year from the time of purchase on selected models like Elite Book Folio, Elite Book 1040 G3, ProBook 650 G2 etc., additionally, it offers one year extended warranty which you can avail by paying the required amount. This plan covers hardware failures due to accidents within 1st three months of purchase and accidental damage like liquid spills on the keyboard, broken LCD screens or optical drives etc., for up to 3 years after your purchase date.
10. AppleCare Protection Plan for Mac Computers
Apple’s Protection Plan is very much similar in terms of coverage and terms & conditions as provided by Dell’s Total Protection Plan except that where Dell provides a base warranty period of 2 years extended warranty for a total combined coverage of 3 years, Apple provides a base warranty period of only 1 year with additional years being offered by other companies for a total combined warranty period of 2 years.
11. Acer Protection Plus for laptops and tablets manufactured by Acer Inc.
This is a very unique plan provided by brand Acer, it does not have a base warranty period instead you can get this protection practically 24/7 at any point of time till the time your device has been registered with them under this plan. It offers coverage against liquid spills on keyboard, LCD screens, power adapters & cables etc., after purchase of your laptop or tablet from the official website only and provides you 1 year extended warranty which comes along with your purchase price from there. You will need to visit their claims portal in order to get service if your unit breaks down due to an accident within 3 years of purchase.
12. Lenovo Care for ThinkPad System (Accidental Damage Protection)
This is another accidental damage protection plan from the house of Lenovo, however it is very different from others in terms of coverage and other related terms & conditions like you can avail this service for your devices purchased up to 1 year after this plan has been purchased and by visiting Lenovo centres only instead of taking it to authorized service centres. These types of laptop insurance policies covers many accidents like liquid spills on keyboard or LCD screens within three months of purchase and offers 3 years extended warranty when registered with them.
13. Toshiba’s E-Assistance
This is a unique service plan from the house of Toshiba, it provides “concierge” level support throughout the life of your laptop for free even if you didn’t opt for any warranty coverage from them at time of buying your laptop. It covers many things like virus removal, data recovery etc., and also includes product features not covered by warranty such as battery replacement or an external keyboard & mouse replacement excluded under most circumstances. These types of laptop insurance policies comes up with a base warranty period of 1 year extendable up to 5 years depending upon which model you have bought from their website only.
Toshiba’s ADP complements its standard warranty coverage on pens, keyboards and batteries but excludes accidental damage to other components such as the display and system board.
14. Toshiba Accidental Damage Protection (ADP)
Toshiba’s ADP complements its standard warranty coverage on pens, keyboards and batteries but excludes accidental damage to other components such as the display and system board. These types of laptop insurance policies comes up with a base warranty period of 1 year extendable up to 3 years depending upon which model you have bought from their website only. You need to visit their claims portal in order to get service if your unit breaks down due some accident within 2 years of purchase.
15. AppleCare Protection Plan for iPhone & iPad
AppleCare Protection Plan is an extended warranty plan very much similar in terms of coverage, terms & conditions as other companies offer for their laptops and tablets except the fact that its only limited to iPhones & iPads. These types laptop insurance policies comes with a base warranty period of 1 year which is extendable up to 3 years from the date of purchase, however if you have bought it within 30 days from Apple’s official website then you can avail this service for an extra year as well absolutely free of cost. Apart from this these types of laptop insurance policies covers defects in parts and workmanship but doesn’t cover accidental damage under any circumstances.
AppleCare is very popular among Apple fans due to its high level of coverage and unique services provided by them. Also many other insurance companies have started providing laptop warranty now a days because of increasing demand from consumers due to increasing rate of buying laptops these days. So now you need not worry about what happens when your laptop or tablet breaks down after purchasing it, all you need to do is read the product manual and take a look at the warranty coverage of your laptop before buying it.
These are some very unique laptop insurance policies provided by various brands, though there might be many more such plans available throughout the world but these were considered as one of the best laptop insurance policies because they provide many exclusive benefits not available at other places. Laptop insurance policies like Lenovo Care, Toshiba ADP offer not only service benefits but also valuable features like free virus removal or data recovery with their plans which will definitely help you in the long run.
I hope this article helped you in understanding the importance of laptop insurance, especially when it comes to accidental damage under warranty. And also let me know if I missed anything here which you would like to be added in the list.
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